How To Read A Credit Report

By Chaz | Feb 17, 2009

How to Read a Credit Report
Have you ever wondered what actually drove your credit score? If so, you are among the millions of people who are confused about how to understand both their credit score and their credit report. There are five components of your credit history that determine what your personal credit score is.
Credit [...]

How to Correct Your Credit Report Errors

By Chaz | Feb 8, 2009

Checking your credit report at least yearly is crucial.  What do you do if you find an error on your report? Do not fret; the error can and will be corrected if the consumer reporting companies have made the error.
So, what steps should you take to correct errors made on your credit report?
First you should [...]

What is a Credit Report?

By Chaz | Oct 23, 2008

What is a Credit Report?
A credit report is a reflection of your overall credit risk in the eyes of potential lenders. When you apply for credit, potential lenders will review your score to make a decision with regards to whether credit will be extended, the amount to extend and the associated interest rate. As a [...]

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