What Causes you to be Denied for Credit?

By Chaz | Jan 19, 2009

If you have ever been denied for credit, you probably were wondering why. Your personal credit score is a reflection of your credit risk in the eyes of potential lenders. So, understanding how to determine why you were denied for credit will enable you to work on improving your credit score.
There are a variety of [...]

Setting Financial And Credit Goals

By Chaz | Sep 15, 2008

Setting good financial goals can be a daunting task for many. Everyone has a unique financial situation which can make goal setting difficult. Unfortunately, failing to set financial goals may have an adverse effect on achieving a comfortable lifestyle.
Here are a few simple steps to creating financial goals.
1) Put your financial goals on [...]

Credit Guide for New Graduates

By Chaz | Jul 13, 2008

After years of studying, cramming, some drinking, loads of pizza and all nighters, you finally graduate and are ready to go out into the real world. One major problem facing new graduates is their poor or lack of credit history. I remember when I graduated back in 2004 - I had a whopping $1,000 [...]

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